Independent - Fee-Only - Fiduciaries
Being independent means we work directly for our clients, not a brokerage firm or insurance company.
Being fee-only means we only get paid for financial advice, not for selling financial products, insurance, or annuities
Being fiduciaries means we are legally required to always act in your best interests.
Who We Serve Best
Our clients believe that true wealth is freedom—the freedom to spend time with the people and activities they love the most.
By delegating the details to our team, you can be confident that your family is protected even after you are gone.
Helping You Navigate Life's Stages
Life evolves, and your goals should too. Whether you’re growing a family, navigating college costs, or transitioning into retirement, we’re here for every milestone.
We provide steady guidance through life’s changes—and its challenges—to ensure your financial plan always supports the life you want to live.
Retirement Planning
We believe retirement is a time for living, not worrying. Our goal is to give you a simple path forward, ensuring your savings are ready to support your lifestyle through all of life's "what-ifs."
Let us manage the details while you enjoy the freedom you’ve earned. Less time worrying about the charts means more time making memories.
Integrated Tax Planning
Tax planning isn’t a once-a-year event; it’s baked into every move you make. We coordinate with our network of professionals to handle the details and filing for you.
By keeping your taxes and investments in lockstep, we help you keep more of what you’ve earned.
Social Security and Medicare
We help you get the most out of Social Security, pensions, and Medicare by finding the best strategies for your lifestyle.
We coordinate these moving parts so you don’t leave money on the table and can move forward with confidence.
Investment Management
We believe in evidence-based investing — disciplined diversification, low costs, and tax efficiency.
We continuously monitor and coordinate your portfolio for proper asset allocation, rebalancing, and tax-loss harvesting opportunities.
Insurance Planning
We don’t sell insurance — but we do help you evaluate your existing life, disability, health, long-term care, and property & casualty coverage.
We provide objective recommendations and coordinate with independent insurance professionals when appropriate.
Estate Planning
Life changes — and your estate plan should keep up.
Whether you have a blended family, need powers of attorney, find yourself suddenly single, or are considering updating a will or creating a trust, these decisions matter.
We coordinate with trusted estate planning professionals to help you create or update a plan that reflects your wishes and supports the people you care about.
Multi-Generational Planning
We believe the next generation should start on the right foot.
That’s why we offer complimentary financial coaching — along with guidance on basic documents like powers of attorney — for our clients’ adult children and grandchildren until they marry or turn 25, whichever comes first.
Members of Ed Slott’s Master Elite IRA Advisor Group are part of an exclusive organization dedicated to mastering the complexities of retirement planning. To maintain membership, advisors must:
- Attend extensive ongoing training and mandatory semi-annual workshops.
- Pass two rigorous exams each year to prove their technical proficiency.
- Regular background checks to ensure the highest level of integrity.
Members receive immediate alerts regarding tax code changes and have a direct line to America’s IRA Experts for technical support on complex planning scenarios.