independent - fee-only - fiduciaries
Being independent means we work directly for our clients, not a brokerage firm or insurance company.
Being fee-only means we only get paid for financial advice, not for selling financial products.
Being fiduciaries means we are legally required to always act in your best interests.
who we serve best
We serve retirees who know that real wealth is freedom—the freedom to spend time with loved ones and do what they enjoy most. By handing the day-to-day complexity to us, you can stay focused on living, confident that your family is protected for years to come.
helping you navigate life's stages
Life evolves, and your goals should too. Whether you’re growing a family, navigating college costs, or transitioning into retirement, we’re here for every milestone. We provide steady guidance through life’s changes—and its challenges—to ensure your financial plan always supports the life you want to live.
retirement planning
Retirement is about living, not just numbers. We build a simple spending plan so you can enjoy your freedom without worrying about the "what-ifs." By handling the heavy lifting, we make sure your money supports your lifestyle—so you can stop watching the markets and start making memories.
integrated tax planning
Tax planning isn’t a once-a-year event; it’s baked into every move you make. We coordinate with our network of professionals to handle the details and filing for you. By keeping your taxes and investments in lockstep, we help you keep more of what you’ve earned.
social security and medicare
We help you get the most out of Social Security, pensions, and Medicare by finding the best strategies for your lifestyle. Since we don't sell insurance, you get unbiased advice on when to claim and which coverage fits your needs. We coordinate these moving parts so you don’t leave money on the table and can move forward with confidence.
investment management
We believe in evidence-based investing — disciplined diversification, low costs, and thoughtful tax efficiency.
We continuously monitor and coordinate your portfolio for proper asset allocation, rebalancing, and tax-loss harvesting opportunities.
insurance planning
We don’t sell insurance — but we do help you evaluate your existing life, disability, health, long-term care, and property & casualty coverage.
We provide objective recommendations and coordinate with independent insurance professionals when appropriate.
estate planning
Life changes — and your estate plan should keep up.
Whether you have a blended family, need powers of attorney, find yourself suddenly single, or are considering updating a will or creating a trust, these decisions matter.
We coordinate with trusted estate planning professionals to help you create or update a plan that reflects your wishes and supports the people you care about.
multi-generational planning
We believe the next generation should start on the right foot.
That’s why we offer complimentary financial coaching — along with guidance on basic documents like powers of attorney — for our clients’ adult children and grandchildren until they marry or turn 25, whichever comes first.
Members of Ed Slott's Elite IRA Advisor Group train with Ed Slott and his team of IRA Experts on a continuous basis. These advisors pass regular background checks, complete requisite training, attend semi-annual workshops, webinars, and complete mandatory exams.
They are immediately notified of changes to the tax code and updates on retirement planning, so you can be sure your retirement dollars are safe from unnecessary taxes and fees.
Additionally, members have access to us, America’s IRA Experts to answer any tough questions or planning needs.